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Deposit Secured

Other Loans

Not every loan fits neatly into one category - and that's okay. Whether you're financing a piece of farm equipment, picking up a new lawnmower or utility trailer, or you'd rather borrow against your savings you already have with us, we've got a loan built for it.

Deposit Secured Loans
See rates

Explore our options

Not every loan fits neatly into one category - and that's okay. Whether you're financing a piece of farm equipment, picking up a new lawnmower or utility trailer, or you'd rather borrow against savings you already have with us, we've got a loan built for you.

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Share Secured

A Listerhill Share Secured Loan lets you use the balance in your Share Savings Account as collateral, so your money keeps earning dividends while you borrow at one of our competitive rates.

Apply for your Secured Loan in minutes

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
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Certificate Secured

A Listerhill Certificate Secured Loan lets you use the balance in your Certificate Account as collateral, so your money keeps earning dividends while you borrow at one of our competitive rates.

Apply for your Secured Loan in minutes

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
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Money Market Secured

A Listerhill Money Market Secured Loan lets you use the balance in your Money Market Account as collateral, so your money keeps earning dividends while you borrow at one of our competitive rates.

Apply for your Secured Loan in minutes

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
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Lawnmowers & Utility Trailers

Whether your upgrading to a zero-turn mower or need a trailer to haul it all, Listerhill offers personal financing for lawnmowers and utility trailers making it easy to buy what you need without draining your savings.

Apply for your Lawnmower and/or Utility Trailer Loan in minutes

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
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Farm Equipment

From tractors to implements, financing farm equipment shouldn't slow you down during planting or harvest season. That's why Listerhill offers personal financing for farm equipment, so you can get what you need and get back to work.

Apply for your Farm Equipment Loan in minutes

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply

Other Loans Current Rates

Other Loans

Effective 8/1/2026

Farm Equipment
APR as low as (%): 6.99%
Term (Months/Years): 84 months
Lawnmowers and Utility Trailers
APR as low as (%): 6.99%
Term (Months/Years): 72 months
* 

All Other Loan rates and terms are subject to change without notice. Must be a Listerhill Credit Union member to apply. All loans and credit cards are subject to credit approval. Actual rate will be determined by the creditworthiness of the borrower. Other restrictions may apply. APR = Annual Percentage Rate.

In accordance with applicable laws and regulations, loan proceeds may not be used for business, commercial, agricultural, organizational, or student loan purposes (among other less common purposes).

Secured Lending

Share Secured
APR (%): 3% above earning rate
Money Market Secured
APR (%): 3% above earning rate
Certificate Secured
APR (%): 2% above earning rate
* 

APR = Annual Percentage Rate. APR is variable and will change as the dividend rate on the pledged account changes. Loan APRs are based on the dividend rate being earned on the pledged account. Rates are subject to change without notice.

* 

APR = Annual Percentage Rate. APR is variable and will change as the dividend rate on the pledged account changes. Loan APRs are based on the dividend rate being earned on the pledged account. Rates are subject to change without notice.

* 

APR = Annual Percentage Rate. APR is 2.00 percentage points above the dividend rate being earned on the pledged share account. Loan APRs are based on the dividend rate being earned on the pledged account. Rates are subject to change without notice.

Ready to get started?

Whatever you're financing, we're here to make it simple. Apply online in minutes, over the phone, or in-person today.

Apply in minutes

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
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