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Calculators

Tools for your every day financial needs.

Powered by Banzai, our calculators can help you make sound financial decisions with accurate estimates on a variety of financial topics and products. From establishing a basic budget or picking an interest earning savings account to mortgages and inflation estimators, we've got everything you need!
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These calculators are provided for informational and educational purposes only. Results are estimates based on the information you enter and the assumptions shown and may not reflect all factors affecting your circumstances. Any default rates, amounts, or other values are hypothetical unless expressly identified as current Listerhill Credit Union terms. Results are not guaranteed and do not constitute financial, legal, tax, accounting, or investment advice or a recommendation of any product or strategy. Use of a calculator is not an application, offer, approval, prequalification, or commitment by Listerhill to provide credit or any other product or service. Actual eligibility, rates, annual percentage rates (APRs), annual percentage yields (APYs), terms, payments, costs, savings, earnings, and other outcomes may vary. Calculator functionality is powered by Banzai, a third-party service provider. Listerhill does not guarantee the accuracy, completeness, or suitability of calculator results. Contact Listerhill for current rates, applicable disclosures, and complete product terms, and consult an appropriate professional regarding your circumstances.

Auto Calculators

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Auto Refinance Calculator by Term

Refinancing to a shorter term may save money and/or get you a lower interest rate. See if this option is right for you.

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Auto Loan Payoff Calculator

Adding to your monthly payment can help pay off your loan sooner. See the impact of putting more toward your loan today.

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Auto Loan Affordability Calculator

Start with what you can afford and not just what you want to drive. This calculator will show you the sweet spot between want and affordability.

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Auto Refinance Calculator by Month

Refinancing is essentially getting a new loan with new terms. See if this option is right for you.

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Low Rate vs. Cash Back Auto Financing Calculator

When buying a car, you may be faced with a cash back incentive or lower interest rate. This calculator can show the total amount you will pay for either option.

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Auto Refinance Calculator by Term

Refinancing to a shorter term may save money and/or get you a lower interest rate. See if this option is right for you.

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Budget Calculators

Budgeting Blog
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Basic Budget Calculator

Budgeting helps you meet your goals and prioritize your expenses. Begin your budget journey with an expense list.

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50/30/20 Calculator

This rule says after-tax income should be divided - 50% to needs, 30% to wants, and 20% to savings. Figure out your 50/30/20.

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Cost of Living Calculator & City Comparison

This calculator will show you a comparable salary between two different cities as well as how prices might change for common expenses. Get Started

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Vacation Affordability Calculator

You’ve got the details. Make sure your wallet can handle your dream vacation before you take off (proverbial or otherwise).

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Rent Affordability Calculator

Rent can be a big part of your monthly budget. This calculator can help you figure out how much you can afford for a new place.

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Savings Calculators

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Savings Calculator

Money grows with monthly deposits, account interest and time spent saving. See how your savings can grow with compound interest.

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Retirement Calculator

Saving for retirement as early as possible is crucial because funds take time to grow. See what you need to save to enjoy your current standard of living in retirement.

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Money Market Account Calculator

MMAs can offer higher interest than traditional savings. See if this option works for you.

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Emergency Fund Calculator

This fund is for essential expenses to get you through a tough time. Find out how much you need to save monthly to reach your savings goal.

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CD Calculator

Savings account that sets aside money for a period of time at higher interest. See what you might earn with a CD over basic savings.

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Debt Calculators

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Student Loan Payoff Calculator

Never ideal, but sometimes unavoidable. See how much you can save by adding various amounts to your monthly payment.

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Credit Card Payoff Calculator

See how much you will pay by your payoff date and potentially adjust your monthly payment to save on interest.

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Minimum Payment Calculator

Paying more than the minimum on a debt may get you out of debt faster and save you money on interest. Explore how much you could save by paying more than your minimum payment.

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Mortgage Calculators

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Mortgage Calculator

Mortgages may divide payments monthly making it hard to know what you will pay overall for your home.

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Mortgage Refinance Calculator

When interest rates or the market change, it may be good to think about refinancing. See if refinancing works for you.

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Mortgage Estimation Calculator

Looking for a new mortgage? Start with what will impact you most daily. See what your best case mortgage scenario might look like.

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Mortgage Affordability Calculator

It's important to know if monthly mortgage payments will fit your budget. This calculator helps you do just that.

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Early Mortgage Payoff Calculator

What you owe will grow over time and interest can add thousands. See what you can save by adding to your monthly payment.

Home Equity Line of Credit (HELOC) Calculator

This line of credit allows you to tap into your home’s equity and borrow against it. Estimate the limit you could be approved for. Get Started

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Investment & Other Calculators

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Rule of 72 Calculator by Years

Estimate how long it will take for an investment to double with a fixed annual interest rate over a number of years.

Rule of 72 Calculator by Years
Rule of 72 Calculator by Interest Rate

This rule predicts how long an investment will take to double based on a fixed annual interest rate.

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Simple vs Compound Interest Calculator

Knowing simple vs compound interest can help you earn as much interest as possible while not paying more than you have to.

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Asset Depreciation Calculator

See how an asset will depreciate over time, the asset value, the yearly depreciation rate, and the annual depreciation.

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Federal Income Tax Withholdings Calculator

Federal income tax must be paid to the federal government. See how much income you should expect to be withheld each year.

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Inflation Calculator

Inflation measures the rate of rising prices in an economy. See how inflation can impact spending and saving in your personal life.

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Personal Loan Calculator

If you calculate the right amount to pay monthly, you may be able to reduce how much you pay. See how long it will take to pay off your loan using its interest rate and the amount owed.

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