Credit Card Payoff Calculator

Common FAQs

• How does a cash back credit card work?

  Our Visa® Signature Rewards cash back credit card gives you a flat rate of 2% back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.

• Is it worth getting a cash back credit card?

  If you can find one that also offers a low-interest rate, it’s worth getting a Visa® cash back credit card. When you use a cash rewards credit card, you get rewarded for making everyday purchases. As long as you practice good spending habits, you’ll enjoy the benefits.

• Why do credit cards offer cash back?

  Credit card companies can offer cash back because merchants that accept payments via credit card have to pay a percentage of the transaction fee to the credit card company. In this case, the credit card company can decide to share the merchant fee with you in the form of a cash back offer.

• How can I make a credit card or loan payment from a different financial institution?

  To make a payment from a different financial institution, you can log into Online Banking, use our credit card mobile app, or call the Contact Center to make a payment for a credit card bill or loan.

• How do I report a lost or stolen debit or credit card?

  Report a lost or stolen Listerhill debit card or credit card by calling 1-888-918-7819. Or, if your debit card or credit card is loaded in the Listerhill Cards App, please tap on the card and choose the Lost or Stolen option.