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Checking

Growth Checking

Let your money grow with an interest-earning checking account.

Our Growth Checking account earns higher returns, with no transaction limits - so you can spend and save from one place. It works similarly to our Everyday Checking account, but with better rates. Enjoy unlimited check writing, a free first box of checks, and your choice of our free Visa debit card or the UNA Keystone debit card. Plus, no service charge with a $1,000+ balance.*

Open an account in minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
View Rates
Apply for your account in 10 minutes or less with our quick, easy online application.
Access your interest-earning funds anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
For balances of $1,000 or more, you earn interest at a single tier.
Review your options to keep your account in the black and you from seeing red.
Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
Visit any Listerhill branch and get a debit card printed on the spot.
You can bank with us confidently knowing that a local, highly-trained Member Advocate is available to assist you with any financial questions you may have.
Keep at least $1,000 in your account and bypass our $10 monthly service charge.

Growth Checking Current Rates

Growth Checking Account

Effective 8/1/2026

Dividend Rate (%): 0.000%
APY (%): 0.00%
Minimum Balance: $0-$999.99
Dividend Rate (%): 1.390%
APY (%): 1.40%
Minimum Balance: $1,000-$9,999.99
Dividend Rate (%): 1.540%
APY (%): 1.55%
Minimum Balance: $10,000-$49,999.99
Dividend Rate (%): 2.250%
APY (%): 2.27%
Minimum Balance: $50,000+
* 

This is a variable-rate account. The dividend rate and APY may change after the account is opened. A minimum daily balance of $1,000 is required to avoid a monthly low-balance fee. Fees could reduce earnings on the account. See account disclosures for complete terms, conditions, limitations, and fee information. APY = Annual Percentage Yield.

We also apply a monthly maintenance fee to manage your account. However, we waive this fee if you meet any of the following criteria: you are under 25 years of age; your account is less than 90 days old; you (or someone in your household) have a Listerhill loan or mortgage; you (or someone in your household) have opened a Listerhill credit card or started a relationship with Listerhill Investment Services within the last 12 months.

Optional Features For You

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eStatements

Sign up for eStatements and get instant access to your account history, anytime.

Learn more
Overdraft Protection

We understand life happens sometimes. That's why we provide ways to keep life going when everything else seems to be going faster.

Learn more
Checks

Get your first box of checks free when you open your account. Plus, easily order more at any time so you can manage your money the way you want to.

Order checks
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Mobile Banking

There is no reason your money shouldn't be right there with you. Mobile check deposit, bill pay, text banking, Apple Pay — no matter how you want to use your phone, we've got you covered!

Learn more
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Online Banking

Your money is at your fingertips. With Online Banking you can view account history, access eStatements, transfer funds, pay bills or other people, and budget your accounts from any financial institution.

Learn more
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Smart ATM

We believe your financial life should work around your schedule, not ours. With our Smart ATMs you can make a deposit, get exact change, or make loan payments — all 24 hours a day.

Learn more

Hear what our
members say about us!

I’ve been a member for years and have used online bill pay for years and its always worked out well for me. Customer service has been very good anytime I call the local office or long distance.
I am very happy with my Listerhill account. Deposits are credited immediately, service is usually friendly and efficient, there is no long list of hidden fees and I feel like a properly valued customer.

Russel D

John D

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Powerful features at your fingertips

Join us and experience banking that’s designed for you.

Open an Account in Minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply
Mobile Banking App

Need Help Finding
a Solution?

Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

Open an Account in Minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply
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