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Unlimited 2% Cash Back. Less Fees. Local Service.

The Keystone Signature Credit Card is designed to give you more from every purchase without the hidden costs of traditional credit cards. Earn 2% cash back on all purchases*, enjoy $0 annual fees, $0 balance transfer fees, and $0 cash advance fees, and count on the competitive rates and personalized service you expect from your local credit union. Plus, every purchase made with a Keystone Signature Card helps strengthen the University of North Alabama - so your spending works harder for both you and your community.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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KeystoneSignature_CreditCard_202606

As low as

12.99%

APR*

2%

Cash Back

$0

Fees

*Visa® Keystone Signature Credit Card: APR = Annual Percentage Rate. Minimum credit limit of $5,000. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply to cash back benefits.

Get a fixed rate as low as 12.99%.
Earn unlimited 2% cash back on all purchases. Have it deposited in your Listerhill account or applied to your credit card statement.
Manage your card with our new, redesigned credit card mobile app, LCU Cards.
And not just for the first year. $0 every year.
Transfer your balance from another card at no charge.
Get cash from your card at an ATM or in a branch for no additional charge.
Use your card to book travel and protect your trip.
Stay on top of your credit card spending by text or email with Visa® Alerts. Monitor your balance, track spending, and more.
Rent a vehicle with your card and you automatically receive free Automotive Rental Collision Insurance.
Pay on any website that accepts Visa® Checkout — no need to re-enter checkout information — and still receive the rewards from your card that you deserve.
Visa® Secure helps ensure that payments are made by the rightful owner of the Visa® account, to make online purchases more secure.
Listerhill Visa®credit card holders enjoy a waived monthly maintenance fee while their Listerhill credit card is open. See Rate and Fee Schedule for full disclosure of fees and terms.
Contactless payments are secure, convenient, and touch free. Tap-to-pay at many of your favorite places like fast-food restaurants, grocery stores, and vending machines. Just look for the contactless symbol at checkout.
Add your card to your digital wallet instantly - no typing needed. With Tap-to-Add, simply tap your chip‑enabled debit or credit card to your device and it’s added automatically.

Apply now to start earning!

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We are proud to offer you Visa® credit card options to help support you in achieving your personal and financial goals. Our Keystone Signature Credit Card allows you to earn 2% cash back on every purchase.* So, whether you're buying groceries or filling your car with gas, every purchase gets you cash back. Are you ready to experience the benefits of a cash rewards credit card?

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

All Credit Card Options

Learn more about all of our currently offered credit cards and their features.

Learn More
Credit Card Payoff Calculator

Use this nifty calculator to see how long it will take to pay off your credit card balance.

Learn More
Financial Wellness Resources

See all of the resources we offer to help you with your financial fitness.

Learn More

See How Our Keystone Cards Make a Difference

Learn how Listerhill Keystone Cards give you more from every purchase. From cashback rewards to low-rate flexibility and everyday convenience, these cards work harder for you - and for the University of North Alabama.

Frequently Asked Questions

Need assistance? Check out our Help Center for frequently asked questions and contact details to get the help you need!

Powerful features at your fingertips

Join us and experience banking that’s designed for you.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Mobile Banking App

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Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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