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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
By clicking "Continue," you will leave Listerhill's website and enter a website hosted by a third party. Please be aware that this external website is not operated by Listerhill Credit Union. We are not responsible for the content, availability or the security of this linked site, and our privacy policies do not apply. We encourage you to review the privacy and security policies of the site you are visiting.
Visa® Signature Rewards Credit Card
The Keystone Signature Credit Card is designed to give you more from every purchase without the hidden costs of traditional credit cards. Earn 2% cash back on all purchases*, enjoy $0 annual fees, $0 balance transfer fees, and $0 cash advance fees, and count on the competitive rates and personalized service you expect from your local credit union. Plus, every purchase made with a Keystone Signature Card helps strengthen the University of North Alabama - so your spending works harder for both you and your community.
As low as
12.99%
APR*
2%
Cash Back
$0
Fees
*Visa® Keystone Signature Credit Card: APR = Annual Percentage Rate. Minimum credit limit of $5,000. All programs, rates, terms, and conditions are subject to change without notice. Borrowers subject to membership requirements. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rates and credit limits may vary based on each individual borrower’s credit history and other underwriting factors. 2% cash back does not apply to balance transfers or cash advances. Other restrictions may apply to cash back benefits.
We are proud to offer you Visa® credit card options to help support you in achieving your personal and financial goals. Our Keystone Signature Credit Card allows you to earn 2% cash back on every purchase.* So, whether you're buying groceries or filling your car with gas, every purchase gets you cash back. Are you ready to experience the benefits of a cash rewards credit card?
We are proud to offer you Visa® credit card options to help support you in achieving your personal and financial goals. Our Keystone Signature Credit Card allows you to earn 2% cash back on every purchase.* So, whether you're buying groceries or filling your car with gas, every purchase gets you cash back. Are you ready to experience the benefits of a cash rewards credit card?
Learn more about all of our currently offered credit cards and their features.
Use this nifty calculator to see how long it will take to pay off your credit card balance.
See all of the resources we offer to help you with your financial fitness.
See How Our Keystone Cards Make a Difference
Learn how Listerhill Keystone Cards give you more from every purchase. From cashback rewards to low-rate flexibility and everyday convenience, these cards work harder for you - and for the University of North Alabama.
Need assistance? Check out our Help Center for frequently asked questions and contact details to get the help you need!
If you can find one that also offers a low-interest rate, it’s worth getting a Visa® cash back credit card. When you use a cash rewards credit card, you get rewarded for making everyday purchases. As long as you practice good spending habits, you’ll enjoy the benefits.
Our Signature Rewards and Keystone Signature cash back credit cards gives you a flat rate of 2% cash back on all of your purchases. It acts as a rebate that you can redeem for cash as a statement credit or direct deposit in your account.
Cash back rewards are available for Visa® Signature Rewards and Keystone Signature credit cards. If you have either of these cards, you are eligible for cash back rewards.
Log into Online Banking and click the Get Info link to the right of your card information. This will take you to our card servicing site.
*Statement credit does not fulfill the obligation to pay a minimum payment each statement cycle. To apply as a minimum payment, the redemption must be deposited into a cardholder's Listerhill account. From there, it can be applied as a payment toward your minimum due obligation.
You can begin redeeming cash rewards as soon as your rewards balance exceeds $5. You have the option to apply the balance as a statement credit or have the amount deposited into your Listerhill Share Savings account.
Cash back rewards are not transferrable. They may be redeemed and transferred between accounts through Online Banking.
Report a lost or stolen Listerhill debit card or credit card by calling 1-888-918-7819. Or, if your debit card or credit card is loaded in the Listerhill Cards App, please tap on the card and choose the Lost or Stolen option.
Join us and experience banking that’s designed for you.
Join us and experience banking that’s designed for you.
Answer a few questions and we will find a solution that works for you. It only takes a few seconds.
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05.23.2023
You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.†
It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.†
This introductory 0% APR offer applies for 12 months from account opening.†
No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.
This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.‡