Recreational Vehicle (RV) Loans |… | Listerhill Credit Union

Loans

Recreational Loans

Hit the open road (or water) and start making memories today.

Make your dream of owning an RV, ATV, motorcycle, or boat a reality with a Recreational Loan. What are you waiting for? Get pre-approved, and you’ll be headed outdoors in no time.

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As a nonprofit cooperative, we keep our loan rates competitive by returning profits to our members in the form of better rates.

Ever.

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Pay at a pace that is right for you with some Recreation Loan terms up to 144 months.

Apply for an Recreation Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.

Borrow up to 100% of the recreational vehicle's cost. This gives you access to the experiences you truly want.

Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Apply for your loan in 10 minutes or less with our quick, easy online application.

Competitive Rates

As a nonprofit cooperative, we keep our loan rates competitive by returning profits to our members in the form of better rates.

No Application Fees

Ever.

Convenient Payment Options (General Loans)

Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.

Pay Back On Your Terms (Recreational Loan)

Pay at a pace that is right for you with some Recreation Loan terms up to 144 months.

Apply Conveniently

Apply for an Recreation Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.

Borrow at 100%

Borrow up to 100% of the recreational vehicle's cost. This gives you access to the experiences you truly want.

Waived Maintenance Fee

Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.

Speedy Application (General Loans)

Apply for your loan in 10 minutes or less with our quick, easy online application.

Recreational Loans

Effective 8/1/2026

New Motor Homes

APR as low as (%): 8.49%

Term (Months/Years): 180 months

New Motor Homes

APR as low as (%): 7.99%

Term (Months/Years): 120 months

New Motor Homes

APR as low as (%): 6.99%

Term (Months/Years): 84 months

Used Motor Home

APR as low as (%): 8.99%

Term (Months/Years): 180 months

Used Motor Home

APR as low as (%): 8.49%

Term (Months/Years): 120 months

Used Motor Home

APR as low as (%): 7.50%

Term (Months/Years): 84 months

New Travel Trailer or 5th Wheel

APR as low as (%): 8.49%

Term (Months/Years): 180 months

New Travel Trailer or 5th Wheel

APR as low as (%): 7.99%

Term (Months/Years): 120 months

New Travel Trailer or 5th Wheel

APR as low as (%): 6.99%

Term (Months/Years): 84 months

Used Travel Trailer or 5th Wheel

APR as low as (%): 8.99%

Term (Months/Years): 180 months

Used Travel Trailer or 5th Wheel

APR as low as (%): 8.49%

Term (Months/Years): 120 months

Used Travel Trailer or 5th Wheel

APR as low as (%): 7.99%

Term (Months/Years): 84 months

Used Travel Trailer or 5th Wheel

APR as low as (%): 7.50%

Term (Months/Years): 72 months

New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000

APR as low as (%): 8.24%

Term (Months/Years): 84 months

New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000

APR as low as (%): 7.24%

Term (Months/Years): 75 months

New/Used Motorcycle or ATV/UTV with NADA Retail More than $10,000

APR as low as (%): 6.99%

Term (Months/Years): 60 months

New Motorcycle or ATV/UTV

APR as low as (%): 7.74%

Term (Months/Years): 75 months

New Motorcycle or ATV/UTV

APR as low as (%): 6.99%

Term (Months/Years): 60 months

Used Motorcycles or ATV/UTV

APR as low as (%): 7.99%

Term (Months/Years): 60 months

New Boat

APR as low as (%): 8.49%

Term (Months/Years): 180 months

New Boat

APR as low as (%): 8.24%

Term (Months/Years): 144 months

New Boat

APR as low as (%): 7.99%

Term (Months/Years): 120 months

New Boat

APR as low as (%): 6.99%

Term (Months/Years): 84 months

New Boat

APR as low as (%): 6.74%

Term (Months/Years): 72 months

Used Boat

APR as low as (%): 9.74%

Term (Months/Years): 180 months

Used Boat

APR as low as (%): 9.49%

Term (Months/Years): 144 months

Used Boat - Previous 3 years & up (Minimum Loan Amount $25,000)

APR as low as (%): 9.24%

Term (Months/Years): 120 months

Used Boat

APR as low as (%): 7.99%

Term (Months/Years): 72 months

Used Boat

APR as low as (%): 6.99%

Term (Months/Years): 60 months

New Waverunner or Personal Watercraft

APR as low as (%): 7.49%

Term (Months/Years): 84 months

New Waverunner or Personal Watercraft

APR as low as (%): 7.24%

Term (Months/Years): 72 months

Used Waverunner

APR as low as (%): 8.75%

Term (Months/Years): 72 months

All Recreational Loan rates, APRs, and terms are subject to change without notice. Membership eligibility is required. All loans are subject to credit approval. Actual rate and APR will be based on the borrower's creditworthiness. Additional loan terms may be available based on collateral type, loan amount, and credit qualifications. Additional eligibility requirements, terms, and restrictions may apply. Contact a Listerhill member advocate or loan officer for complete details. APR = Annual Percentage Rate.

Relationship pricing discounts are available on eligible recreational loans when requested within thirty (30) days of loan origination. Approved borrowers may qualify for a 0.25% APR reduction for each of the following: opening an Everyday or Growth Checking account; establishing direct deposit to a new or existing Listerhill account; setting up automatic payments for a new or existing Listerhill loan account; opening a Listerhill Visa® Signature Rewards or Visa® Platinum credit card; and/or refinancing a loan from another financial institution with Listerhill. Discounts may be combined for a maximum total reduction of 1.00% APR. The discounted APR cannot be reduced below 6.00% APR. Existing Listerhill loans are not eligible for refinance discounts. Offer cannot be combined with any other promotion. Additional eligibility requirements and restrictions may apply. Visit listerhill.com/relationship for complete details.

Additional Products For You

Credit Life & Credit Disability Insurance

In the event of an emergency, safeguard your family through optional loan payment protection.

Auto Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.

What’s It Worth?

Get pricing and information on new cars, used cars, classic cars, motorcycles, RVs, and manufactured homes from the NADA.

How Much Can You Afford?

Empower yourself to make smart financial decisions. Use our calculators to figure how much you can afford to borrow, how much interest you will pay over the life of a loan and more.

View Calculators

Vehicle and loan on the spot

When you purchase your new or used recreational vehicle at a participating dealership, you can finance your vehicle through Listerhill and complete your transaction on the spot. All of the paperwork is taken care of at the dealership. You enjoy the same great Listerhill rates and services without an additional trip to your local branch.

Find a Dealership

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Join us and experience banking that’s designed for you.

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Join us and experience banking that’s designed for you.

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