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Loans

Deposit Secured Loans

Get our lowest interest rate by borrowing against your Listerhill Share Savings Account or Certificate.

Keep your savings intact and buy what you need at our lowest rate with a Deposit Secured Loan. It's a safer way to get a loan while continuing to earn interest on your deposits. We call it a win-win.*

Apply for your Secured Loan in minutes.

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join now & apply
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The interest rate for a Certificate Secured Loan is 2% over the Certificate's interest rate, and a Share Savings Secured Loan is 3% over the Share Savings dividend rate.
There are no minimum or maximum repayment terms so you can pay back at a rate that is comfortable for you.
Apply for a Deposit Secured Loan in the way you find most convenient: online, in a branch, or by telephone.
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
Free access to expertly-crafted financial education and resources to help with your fiscal matters. Learn More.
View your account history anytime through eStatements. Paper statements also available.
Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
Enjoy the perk of no Maintenance Fee with your Listerhill membership while your Listerhill loan is open or has been open within the last 12 months.
Apply for your loan in 10 minutes or less with our quick, easy online application.
* 

APR = Annual Percentage Rate. Deposit Secured Loan APRs are based on the dividend rate being earned on the pledged deposit account, plus any applicable margin established by Listerhill Credit Union. APR is variable and may change when the dividend rate on the pledged account changes. Rates, terms, conditions, and loan amounts are subject to change without notice.

Loan availability, loan amount, repayment term, and pledged account requirements may vary by deposit account type and are subject to membership eligibility, credit approval, and applicable account restrictions. Funds pledged as collateral may not be withdrawn or otherwise accessed while securing the loan, except as permitted by Listerhill Credit Union. Additional terms and conditions may apply. Contact a Listerhill Credit Union loan officer for complete details.

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Credit Life & Credit Disability Insurance

You can’t plan for everything, but you can help safeguard your loved ones from inheriting a financial burden.

Life Insurance

We have partnered with TruStage Insurance to give our members discounted rates on Auto, Home, & Life Insurance.

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Join us and experience banking that’s designed for you.

Open an Account in Minutes

Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply
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Answer a few questions and we will find a solution that works for you. It only takes a few seconds.

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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Join Now & Apply
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