Smart ATMs: the Convenience of 24/7 Banking

A Smart ATM is an upgraded, touchscreen-enabled banking machine that offers more advanced services than a traditional ATM. In addition to cash withdrawals, Smart ATMs allow you to make cash and check deposits, loan payments, account transfers, and provide live teller assistance during business hours. They're designed to give members more flexibility and a branch-like experience - right from the drive-thru or lobby.

Smart ATMs let you complete nearly all routine banking tasks, including: Cash withdrawals, Cash and check deposits (no envelope required), Loan payments, Balance inquiries, Account transfers, Access to live teller support during service hours. They're ideal for quick, convenient banking without needing to come inside a branch.

Traditional ATMs typically allow only basic functions like cash withdrawals, check balancing, and sometimes cash deposits. Smart ATMs go further with check deposits, loan payments (applied immediately), live teller video support (during business hours), and more flexible cash increment options.

Yes. Smart ATMs accept both cash and checks without envelopes and provide a real-time confirmation of your deposit. Multiple items can be deposited at once (without sorting) which speeds up the process.

Yes. Smart ATMs allow you to make real-time payments towards your Listerhill loan by depositing cash or checks directly at the machine or transferring funds from your Listerhill accounts.

Cash deposits made at Smart ATMs are usually available immediately. Check deposits may become available the same day, next business day, or later. Smart ATMs provide an updated receipt showing what was deposited.

Yes. Smart ATMs use encrypted connections, secure authentication, tamper-resistant hardware, and real-time fraud monitoring. They follow the same security standards as traditional ATMs, but typically with additional protections built into the software and hardware.

Listerhill Smart ATMs currently require a debit card and Personal Identification Number (PIN) for members to access their accounts.

Yes. During service hours, Smart ATMs can connect you to a live video teller who can perform transactions, show you how to use the Smart ATM, verify your identity, answer questions, and more - just like visiting a branch lobby or drive-thru.

For Listerhill's Smart ATM locations, please visit our Smart ATMs page or the Our Locations page.