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Money Market Secured Loan

Borrow against your savings - without ever touching them.

A Listerhill Money Market Secured Loan lets you use the balance in your Certificate Account as collateral, so your money keeps earning dividends while you borrow at one of our competitive rates.

not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into the Kicks for Kids Association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

Why members choose it.

  1. Keep your safety net intact: No need to drain your account for a big purchase. Your balance stays put and keeps earning dividends the entire time you repay.
  2. One of our competitive rates: Because your own deposit backs the loan, this loan carries minimal risk - and that gets passed on to you as a low, predetermined rate.
  3. Build or rebuild credit: On-time payments are reported to the credit bureaus, making this a straightforward way to strengthen your credit history.
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Is it right for you?

Not sure if a Money Market Secured Loan is the best fit for you? Our Member Advocates or Support team would be happy to walk you through your options - including our other deposit-secured loans - so you can borrow the smart way.

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What can we help you with? *
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What are you borrowing for?
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Vehicle Options
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Home Options
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What are you saving for?
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How old are your kids?
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Which of these banking options are you interested in?
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How old are you (or your child)?
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How old are you?
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What kind of account are you looking for?