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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
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Each relationship step you take earns a 0.25% loan rate discount - a total of 4 for a total of 1.00% off*:
Whether you're financing a car loan, recreational loan, or personal loan**, each option qualifies for discounts - and all offer flexible terms to fit your goals.
Whether you're buying a new or used car, financing a boat, ATV, camper or RV, Listerhill's Relationship Pricing* gives you access to competitive APRs — plus the chance to reduce your loan rate even more. For example:Personal loans** come with terms from 48 to 72 months, and an APR as low as 9.74% (plus 1.00% off with Relationship Pricing).At that discounted rate, a $10,000 personal loan for 48 months would be only $247.80/month — a total of $11,894.40 over the life of the loan.
You don't have to open a brand-new loan to qualify. If you're paying too much on your current loan at another lender, we'll help you move it to Listerhill - and reward you for it. You'll still qualify for: a competitive loan rate, our full Relationship Pricing discount*, and transparent terms that work with your budget.
If you've opened a Listerhill account or taken other relationship steps, you're already on your way to 1.00% off your loan rate*. Whether you've banked with us for 5 days or 50 years, you're eligible for Relationship Pricing*.
Fill out the short form, and a Listerhill loan officer will contact you to discuss your auto, personal**, or recreational loan options - and help you unlock the full benefits of Relationship Pricing*.
By completing this form, you’re taking the first step toward Relationship Pricing* on your personal, recreational, or auto loan—and building a stronger relationship with a cooperative that values people over profit.
*APR = Annual Percentage Rate. All loans subject to membership requirements and credit approval. Rate and term may vary depending on each individual's credit history and underwriting factors. Relationship pricing discounts apply to auto, recreation, and personal loans opened within the last thirty (30) days from the time of request. Share secured loans, mortgages, HELOCs, Quick Loans, Greenlight loans, credit cards, and commercial loans are not eligible for relationship pricing discounts. The following actions each qualify approved borrowers for 0.25% reduction to APR, up to a maximum total reduction of 1.00%: open an Everyday or Growth Checking account, establish direct deposit to a new or existing Listerhill account, set up automatic payments for a new or existing Listerhill loan account, open a Listerhill Signature Rewards or Platinum credit card, and/or refinance your loan from another financial institution with Listerhill. The discounted rate will not be permitted to go below the floor rate of 5.24% APR. Refinancing of existing Listerhill loans do not qualify. Cannot be combined with any other offer. Some restrictions may apply. Rate and terms subject to change.
**APR = Annual Percentage Rate. Rate range from as low as 9.74% APR up to 18% maximum APR. As low as rate does not include a maximum relationship pricing discount of 1.00%. Personal loan terms from 48 to 72 months. The payment on a $10,000 loan would be $252.38 per month by using the $25.24 per $1,000 at a non-variable interest rate of 9.74% APR with a 48-month term. This equates to total repayment of $12,114.19 over the life of the loan.
You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.†
It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.†
This introductory 0% APR offer applies for 12 months from account opening.†
No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.
This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.‡