We understand that mistakes happen. Our Overdraft Services may help.

Overdraft Fee of $32 per item paid; NSF (Returned Item) Fee of $32 per item returned unpaid. Overdraft fees may be charged for overdrafts created by checks, ACH transactions, recurring debit card transactions, bill payments, and other transactions as described in our account disclosures. We do not authorize and pay overdrafts for everyday debit card transactions unless you affirmatively opted in to that service. Any overdrawn balance, including applicable fees, is due immediately and must be repaid according to the terms of your account agreement. We may decline to pay an overdraft for any reason, including but not limited to excessive overdrafts, delinquent obligations to Listerhill Credit Union, suspected fraud, account restrictions or closures, and other circumstances permitted under our account agreement. Payment of an overdraft on one occasion does not obligate us to pay overdrafts in the future. Complete details regarding our overdraft services, fees, limitations and eligibility requirements are available in our Overdraft Services Disclosure and Rate & Fee Schedule. Contact us at 1-800-239-6033 or visit a branch to request a copy.

Anytime Personal Line of Credit is subject to membership eligibility and credit approval. Rates, terms, conditions, and credit limits are subject to change without notice. APR = Annual Percentage Rate. APR, credit limit, and other terms may vary based on individual borrower's creditworthiness and other underwriting factors. APR may vary after account opening. Membership eligibility required. Other restrictions may apply. Contact a Listerhill Credit Union loan officer for complete details.

In accordance with applicable laws and regulations, loan proceeds may not be used for business, commercial, agricultural, organizational, or student loan purposes (among other less common purposes).