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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.
You can also qualify for membership by being a family member of a current or potential Listerhill member.
With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.
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Editorial Note: Articles published are intended to provide general information and educational content related to personal finance, banking, and credit union services. While we strive to ensure the accuracy and reliability of the information presented, it should not be considered as financial advice and may be revised as needed.
Whether you're a college student or an individual keeping busy with a job or other responsibilities, your mind might be preoccupied with many other things above what you're going to eat next. Many of us resort to junk food, fast food, and even ramen noodles.
However, overdoing processed foods will leave you feeling not quite full nor nutritionally sound, either.
It is time to kick those bad habits, but how can you prepare nutritious meals that don’t cost a bundle or take hours of prep time?
Whether you're a college student or an individual keeping busy with a job or other responsibilities, your mind might be preoccupied with many other things above what you're going to eat next. Many of us resort to junk food, fast food, and even ramen noodles.
However, overdoing processed foods will leave you feeling not quite full nor nutritionally sound, either.
It is time to kick those bad habits, but how can you prepare nutritious meals that don’t cost a bundle or take hours of prep time?
Here’s how:
1. Plan, plan...and plan more!
Lack of planning when it comes to your meals can lead to the poorest choices. Take a few minutes at the beginning of each week – or even month – to plan and shop for your menu. There are tons of apps and programs out there to assist planning out recipes and grocery lists like this one. This way, you won’t be found missing key ingredients when you need them most and then opting for expensive, unhealthy takeout food instead.
2. Learn how to shop
If you’re using the kitchen, you’ll need to learn how to grocery shop. Here are some quick tips to help you become a smarter consumer:
3. Don't do the cooking alone
Ask a roommate or partner to share cooking responsibilities with you several times a week. Lots of dishes, like pot roasts, casseroles, and soups are perfect for sharing and will cut down on food (and therefore money) waste. Plus, the more you eat at home, the less you're spending on takeout.
If you're a household of one, this tip might be hard to follow for obvious reasons. Instead, try meal prepping so you can get several servings out of one cooking session while cutting down your fast food costs.
4. Invest in a quality lunchbox
Whether you're a college student in class or someone who's working all day, you’ll be out and about and away from the convenience of your kitchen. Avoid the temptation to buy pricey convenience foods on the go by keeping your meals and snacks at the perfect temperature with a good-quality lunchbox.
5. Avoid vending machines
Vending machines are ridiculously overpriced. Plan your snacks and keep some with you at all times so you don’t blow all your cash on $3 chocolate bars. If you need a candy bar to make it through the day, buy them at your local grocery store for a fraction of the cost!
6. For the college students: choose a food plan carefully
If your school requires you to purchase a food plan, select one that best suits your needs instead of signing up for everything. If you love a big breakfast but prefer to go with lighter fare the rest of the day, consider purchasing breakfast only and eating the rest of the meals in the dorm. Paying for meals you won’t eat much of is like throwing money away.
With just a bit of planning and careful budgeting, you can cut your food costs in half.
Looking for more ways to improve your money management skills? Click here!
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You can apply as a current member or become a member during the application process if you meet eligibility and credit requirements.†
It means you won't be charged interest on qualifying purchases for the first 12 months after opening your new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, or Keystone Platinum® credit card.†
This introductory 0% APR offer applies for 12 months from account opening.†
No; current Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders are not eligible for this offer, but other promotions may be available.
This offer is available to new Listerhill Visa Signature® Rewards, Keystone Signature® Rewards, Visa Platinum®, and Keystone Platinum® credit cardholders and is subject to credit approval.‡