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GAP Coverage

GAP pays the difference between what you owe and what your insurance company will pay.

Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. So when a vehicle is totaled in an accident or stolen, you could end up owing more than the vehicle is worth. GAP is designed to pay the difference between the insurance settlement and the loan balance, so you don't owe money for a vehicle you no longer have.*

GAP and Warranty products are optional and not required to obtain credit. These products are not federally insured, are not deposits or obligations of Listerhill Credit Union, are not insured by the NCUA and are not guaranteed by Listerhill Credit Union. Coverage is subject to the applicable contract terms, conditions, limitations and exclusions.

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Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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Not a member yet?

Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member. Depending on your individual eligibility, we may require membership into an approved association at no cost to you.

You can also qualify for membership by being a family member of a current or potential Listerhill member.

With only $5, you can join Listerhill today and start taking advantage of a lifetime membership.

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